Insurance & Adjusting · ✓ Open now
Property & Casualty Insurance — National / Multi-State Exam Prep
3H PropertyCasualtyStory US — a story makes it stick. Built to help you walk in ready.
🎯 Start free — right now
- ✓ The first story, free
- ✓ The first chapter of questions, free
- ✓ A 10-question mini diagnostic, free
- ✓ One full practice mock exam, free
- ✓ No card required to start
The free parts live inside the app itself. Buying unlocks the full question bank in the same app — your progress carries over.
What's inside
- ✓ Story lessons that carry the rules inside a plot you remember
- ✓ 1,000 original practice questions, grouped in 50 chapters
- ✓ An explanation for every answer choice — why it is right, or why it is not
- ✓ Real-format mock exams, a wrong-answer deck, and weakest-topic practice
- ✓ Learning notes that appear in the language you choose — English explanations are always complete
📋 About the real exam
- Exam format
- State-specific. Real state property and casualty exams range roughly from 100 to 150 scored questions with their own time limits (for example, one large state uses 130 scored questions in 150 minutes including a state-law section; other states differ). This app's 100-question, 120-minute check is a representative practice format, not any one state's official format.
- Passing standard
- Set by each state (often a scaled 70, but not everywhere). Confirm your state's standard in your state candidate handbook.
- Content used for this edition
- The national general-knowledge core shared by state outlines — insurance basics and regulation in general principle, property/homeowners forms, casualty and liability, personal and commercial auto, and commercial coverages — built on widely used standard forms. This app does not reproduce any one state's law questions.
- Licensing steps to know
- Prelicensing education where required, the state exam, fingerprinting/background checks where required, and a license application with insurer appointments — all set by your state.
- How many people take it
- A single national candidate count does not exist for state licensing exams, and a verified count was not published in the sources consulted for this edition, so this app does not print one.
- Pass-rate note
- Pass rates are published by some states and vendors and vary widely by state and exam; this app prints no pass rate rather than a number that would not describe your state's exam.
Fees, formats and rules change — always confirm the final details on the official exam site before you apply.
🧾 Exam-day checklist — preview
- ☐ Government-issued photo ID — the name must match your application
- ☐ Your exam confirmation or scheduling notice
- ☐ Arrive 30 minutes early — late arrivals can be turned away
- ☐ Know what you may bring: most test centers ban phones and notes
- ☐ Eat, sleep, and plan the route the night before — not the morning of
- ☐ Check the official exam site the day before for last-minute changes
The full checklist for this exam — what to bring, what the center provides, and the morning-of routine — lives inside the app.
Questions
- Is this the official exam?
- No. These are original practice questions in a study app. 3H TestPrep apps are study aids with original practice questions. They are not official exams, are not affiliated with any testing organization or government agency, and do not provide or replace any required education, training, or certification.
- Is it a subscription?
- No. One payment of $49 and it is yours to keep — no expiry, nothing renews. The only time-limited product we sell is the All-Access Pass (one year), and it never auto-renews.
- Will this make me pass?
- No app can promise that, and we will not pretend to. What we can give you is the whole question bank, an explanation for every answer, and a readiness score that shows exactly where you stand — the rest is your study, and we built this to make every hour of it count.
- How do I unlock the full app after buying?
- Your receipt email carries an unlock code (see Redeem a code). Type it into the app once — it works offline, and your free-trial progress stays.
3H TestPrep apps are study aids with original practice questions. They are not official exams, are not affiliated with any testing organization or government agency, and do not provide or replace any required education, training, or certification.
Keep going — related exams
Many candidates take a neighboring license next. Each is a separate one-time purchase — or take them all with the All-Access Pass.